Musical Instrument Insurance

We insure all types of musical instruments and equipment on the one policy:

Classical musical instruments, electronic instruments, studio equipment, computers and laptops; everything music related.

Whether at home or on the road, VcK can get you the best cover at great prices.

We have been serving the UK music industry since 1971 so you can rest assured that you are with a company you can trust for friendly professional service and great insurance cover.

MUSICAL INSTRUMENT INSURANCE QUOTES:

Fill out this short form and we will contact you with a quote for your musical instrument or equipment insurance policy.

  • Cover for damage of musical instruments in transit
  • Cover for depreciation as a result of damage (Musical instrument insurance policy only)
  • FREE monthly installments (0% interest) (Musical instruments insurance policy)
  • No excess! (Musical instruments insurance policy)
  • Unattended vehicle cover (Motor insurance policy)
  • Optional Public Liability insurance policies available
  • Unlimited professional use of musical instruments (Musical instrument insurance policy)
  • Insured against theft, fire, accidental damage or loss
  • Worldwide, UK or premises only cover (Musical instruments insurance policy)
  • New for old, if needed (Musical instrument insurance policy only)

Need an insurance renewal reminder?

We will contact you before your insurance is due for renewal to see if we can save you money AND get you better cover.

INSURANCE RENEWAL REMINDER

VCK Insures:

We get great rates on the following policies for musicians:


FAQ's on our insurance policies

WHAT DOES THE MUSICAL INSTRUMENT INSURANCE COVER?

Musical instruments and equipment are covered against theft, fire and accidental damage Worldwide, UK or premises only depending on your needs. (premises only could be at a domestic residence, a studio built in the grounds of same, a studio located in a commercial building etc.).

IS UNATTENDED VEHICLE COVER AVAILABLE?

Yes, providing all instruments are kept from view, with all the vehicle’s security systems activated and all doors, windows and sunroofs closed or, stored within the vehicles concealed compartment, locked boot or other concealed internal compartment of the vehicle, instruments ans equipment must be placed in one of these areas when left unattended – please refer to full details in the policy wording.

WHAT IS THE MUSICAL INSTRUMENT POLICY EXCESS?

Nil excess applies to musical instruments or equipment but a £100 policy excess applies to computer equipment (used in connection with your music).

CAN THE POLICY BE IN MORE THAN ONE NAME?

Yes Full details required.

CAN THE POLICY BE IN A LIMITED COMPANY NAME?

Yes Full details required.

WILL THE MUSICAL INSTRUMENT POLICY COVER ACCIDENTAL DAMAGE?

Instruments are covered against theft, fire, accidental damage or loss within territorial limits.

IS A DIRECT DEBIT FACILITY AVAILABLE?

Yes over 12 monthly payments or a one off payment with no added interest.

WHO UNDERWRITES THE POLICY?

Allianz Musical Insurance underwrites our musical instrument insurance while Tradewise underwrites our motor insurance policies.

Important!

This Insurance Policy is for UK residents aged 18 or over.

If the total replacement value for the items on this policy will be over £5,000 please call us instead on - 0208 351 2400.


Read our Policy information notes for more details.