Musical Instrument and Equipment Insurance

REQUEST A QUOTE:

Fill out this short form and we will contact you with a quote for your musical instrument or equipment insurance policy.

We insure all types of musical instruments and equipment on the one policy: Classical instruments, electronic instruments, studio equipment, computers and laptops; everything music related. Whether at home or on the road, VcK can get you the best cover at great prices. We have been serving the UK music industry since 1971 so you can rest assured that you are with a company you can trust for friendly professional service and great insurance cover.

  • Optional Public Liability
  • New for old, if needed (Instrument policy only)
  • Unattended vehicle cover (Motor policy)
  • FREE monthly installments (0% interest) (Instruments policy)
  • No excess! (Instruments policy)
  • Cover for damage of instruments in transit
  • Worldwide, UK or premises only cover (Instruments policy)
  • Unlimited professional use of instruments (instrument policy)
  • Cover for depreciation as a result of damage (Instrument policy only)
  • Cover against theft, fire, accidental damage or loss

VCK Insures:

We get great rates on the following policies for musicians:


FAQ's on our various policies

WHAT DOES THE MUSICAL INSTRUMENT POLICY COVER?

Worldwide, UK or Premises Only (Premises Only could be at a Domestic Residence, Studio built in the grounds of same, Studio located in a Commercial Building etc.).

IS UNATTENDED VEHICLE COVER AVAILABLE?

Yes providing all items are kept from view, with all the vehicle’s security systems activated and all doors, windows and sunroofs closed or, stored within the vehicles concealed compartment, locked boot or other concealed internal compartment of the vehicle, items must be placed in one of these areas when left unattended – please refer to full details in the policy wording.

WHAT IS THE MUSICAL INSTRUMENT POLICY EXCESS?

Nil excess applies to musical equipment but a £100 policy excess applies to computer equipment (used in connection with your music).

CAN THE POLICY BE IN MORE THAN ONE NAME?

Yes Full details required.

CAN THE POLICY BE IN A LIMITED COMPANY NAME?

Yes Full details required.

WILL THE MUSICAL INSTRUMENT POLICY COVER ACCIDENTAL DAMAGE?

Cover against theft, fire, accidental damage or loss within territorial limits.

IS A DIRECT DEBIT FACILITY AVAILABLE?

Yes over 12 monthly payments or a one off payment with no added interest.

WHO UNDERWRITES THE POLICY?

Allianz Musical Insurance

Important!

This Insurance Policy is for UK residents aged 18 or over.

If the total replacement value for the items on this policy will be over £5,000 please call us instead on - 020 8351 2400.


Read our Policy information notes for more details.