Motor Insurance for Musicians

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We can provide you with extremely high quality insurance policies for your motoring needs if you are a musician or are involved in any aspect of the music business. Discounts available for professional and amateurs alike.

See the bullet points listed below to get any idea of the quality of our policies and read up on the finer details here. Or just get in touch for a friendly chat with one of our helpful and knowledgeable staff today.

  • Cover for depreciation as a result of damage (Instrument policy only)
  • Optional Public Liability
  • Cover against theft, fire, accidental damage or loss
  • No excess! (Instruments policy)
  • New for old, if needed (Instrument policy only)
  • Cover for damage of instruments in transit
  • FREE monthly installments (0% interest) (Instruments policy)
  • Unattended vehicle cover (Motor policy)
  • Unlimited professional use of instruments (instrument policy)
  • Worldwide, UK or premises only cover (Instruments policy)

VCK Insures:

We get great rates on the following policies for musicians:


FAQ's on our various policies

WHAT DOES THE MUSICAL INSTRUMENT POLICY COVER?

Worldwide, UK or Premises Only (Premises Only could be at a Domestic Residence, Studio built in the grounds of same, Studio located in a Commercial Building etc.).

IS UNATTENDED VEHICLE COVER AVAILABLE?

Yes providing all items are kept from view, with all the vehicle’s security systems activated and all doors, windows and sunroofs closed or, stored within the vehicles concealed compartment, locked boot or other concealed internal compartment of the vehicle, items must be placed in one of these areas when left unattended – please refer to full details in the policy wording.

WHAT IS THE MUSICAL INSTRUMENT POLICY EXCESS?

Nil excess applies to musical equipment but a £100 policy excess applies to computer equipment (used in connection with your music).

CAN THE POLICY BE IN MORE THAN ONE NAME?

Yes Full details required.

CAN THE POLICY BE IN A LIMITED COMPANY NAME?

Yes Full details required.

WILL THE MUSICAL INSTRUMENT POLICY COVER ACCIDENTAL DAMAGE?

Cover against theft, fire, accidental damage or loss within territorial limits.

IS A DIRECT DEBIT FACILITY AVAILABLE?

Yes over 12 monthly payments or a one off payment with no added interest.

WHO UNDERWRITES THE POLICY?

Allianz Musical Insurance


Read our Policy information notes for more details