Home Insurance for Musicians

HOME INSURANCE FOR MUSICIANS QUOTES:

Please complete the form below and we'll send you a personalised quote on your household insurance.

Not only can we insure your musical instruments or equipment while stored at your home (click here for details on that policy) but we can also insure your house and contents. Our policies are specially written for musicians so you can be assured of great rates and discounts, Please contact our staff today or fill out this form and we will get back to you with more information and a quote for your policy.

See the bullet points below for more on this home insurance policy or read up on the finer details here. Our friendly and professional staff are here to help if you have any questions.

  • FREE monthly installments (0% interest) (Musical instruments insurance policy)
  • Worldwide, UK or premises only cover (Musical instruments insurance policy)
  • Cover for depreciation as a result of damage (Musical instrument insurance policy only)
  • No excess! (Musical instruments insurance policy)
  • Cover for damage of musical instruments in transit
  • New for old, if needed (Musical instrument insurance policy only)
  • Unattended vehicle cover (Motor insurance policy)
  • Unlimited professional use of musical instruments (Musical instrument insurance policy)
  • Optional Public Liability insurance policies available
  • Insured against theft, fire, accidental damage or loss

Need an insurance renewal reminder?

We will contact you before your insurance is due for renewal to see if we can save you money AND get you better cover.

INSURANCE RENEWAL REMINDER

VCK Insures:

We get great rates on the following policies for musicians:


FAQ's on our insurance policies

WHAT DOES THE MUSICAL INSTRUMENT INSURANCE COVER?

Musical instruments and equipment are covered against theft, fire and accidental damage Worldwide, UK or premises only depending on your needs. (premises only could be at a domestic residence, a studio built in the grounds of same, a studio located in a commercial building etc.).

IS UNATTENDED VEHICLE COVER AVAILABLE?

Yes, providing all instruments are kept from view, with all the vehicle’s security systems activated and all doors, windows and sunroofs closed or, stored within the vehicles concealed compartment, locked boot or other concealed internal compartment of the vehicle, instruments ans equipment must be placed in one of these areas when left unattended – please refer to full details in the policy wording.

WHAT IS THE MUSICAL INSTRUMENT POLICY EXCESS?

Nil excess applies to musical instruments or equipment but a £100 policy excess applies to computer equipment (used in connection with your music).

CAN THE POLICY BE IN MORE THAN ONE NAME?

Yes Full details required.

CAN THE POLICY BE IN A LIMITED COMPANY NAME?

Yes Full details required.

WILL THE MUSICAL INSTRUMENT POLICY COVER ACCIDENTAL DAMAGE?

Instruments are covered against theft, fire, accidental damage or loss within territorial limits.

IS A DIRECT DEBIT FACILITY AVAILABLE?

Yes over 12 monthly payments or a one off payment with no added interest.

WHO UNDERWRITES THE POLICY?

Allianz Musical Insurance underwrites our musical instrument insurance while Tradewise underwrites our motor insurance policies.


Read our Policy information notes for more details